Charitable Incorporated Organisation (CIO) / Charity

Blackburne House

Image
An ornate red brick building with Victorian-style architecture, featuring a central clock tower, arched windows, and intricate stone detailing. The structure exudes historical charm, framed against a clear blue sky.

Blackburne House is a Liverpool-based charity that supports the development of local - and often vulnerable - women. With a core focus on education, they offer a range of nationally-recognised courses and qualifications to women - particularly in sectors in which women are still under-represented. 

Duration
3 years
Cost of capital
7%
Turnover
£1.1m
Investor Details
Livv Investment
Amount invested
Loan £130,000-Grant £20,000
Year of Investment
2024
Product type
Blended – part grant, part loan

TLC: Talk Listen Change

Image
The image shows a woman with short, light brown hair wearing a mustard-coloured jumper, smiling as she engages in conversation. In the background, another woman with dark hair, dressed in a denim shirt, looks on with a gentle expression. The scene appears casual and friendly, with a relaxed atmosphere.

TLC: Talk, Listen, Change is a relationships charity that has supported people in the North of England for over 40 years. Their aim is to ensure everyone within their community benefits from good emotional wellbeing, and they believe the key to this is maintaining safe, healthy and happy relationships.

Duration
5 years
Cost of capital
5.6%
Turnover
£5m
Amount invested
£180,000 (£36,000 grant and £144,000 loan)
Year of Investment
2024
Product type
Blended – part grant, part loan

Handcrafted Projects

Image
The image shows a man smiling in a workshop environment. He is wearing a blue jacket with the logo "HC Handcrafted" on the left side of his chest. The workshop is filled with various tools and equipment in the background. The environment appears to be focused on creating or repairing items.

Handcrafted Projects aims to empower those who have been disadvantaged or faced social exclusion due to crime, alcohol or substance abuse, poor mental or physical health, unemployment, or having experienced abuse or been in the care system. They work with individuals to help them make positive steps to turn their lives around, be part of a community and start to give back.

Duration
5 years
Cost of capital
6.5%
Turnover
£1,200.000
Investor Details
Key Fund
Amount invested
£150,000 (Loan £115,500 Grant £34,500)
Year of Investment
2024
Product type
Blended – part grant, part loan

Lighthouse Pedagogy Trust

Image
LPT

Lighthouse Pedagogy Trust is a charity that creates children’s homes where children can thrive, with education at the centre of their holistic approach, enabling children in care to have the same opportunities as everyone else.

Duration
7 years
Cost of capital
3%
Turnover
£615,000
Amount invested
£250,000
Year of Investment
2021
Product type
Blended – part grant, part loan

Empower Community Foundation

Image
Empower Community Foundation

Empower Community is a social enterprise that balances the interests of all stakeholders by developing projects that benefit all participants while providing high-quality, risk-mitigated investment opportunities.

Duration
16 years
Cost of capital
4.25% (2022) and 6.5% (2023)
Turnover
£4.4m
Investor Details
Triodos Bank - Corporate Finance team
Amount invested
£2.35m (2022) and £2m (2023)
Year of Investment
2023
Product type
Crowd-funded investment

YMCA Robin Hood Group

Image
Image of the Robin Hood - YMCA building

YMCA Robin Hood Group provide a range of frontline services across Greater Nottingham, York and East Riding, plus Newark & Sherwood, to encourage young people to belong, contribute and thrive. This includes residential settled care homes, supported housing and numerous support programmes. Explore how they used social investment to grow and innovate their service offering. 

Duration
20 years
Cost of capital
Base + 2.8% for 3 years, then Base + 2.3% for 17 years
Turnover
£11.3m
Investor Details
Triodos Bank - Corporate Finance team
Amount invested
£9.75m
Year of Investment
2022
Product type
Charity bonds
Unsecured loan (incl. overdrafts)

Hemlington Lake Recreation Centre

Image
Hemlington Lake Recreation Centre

Tees Valley Community Asset Preservation Trust is a registered charity (CIO) which was established in 2015 in response to local government spending cuts. Its principle aim is to save community centres, sports facilities and village halls from closure by stepping in to offer free advice and support to organisations who feared losing their buildings due to funding cuts.

 

Duration
7 years
Cost of capital
6.5%
Turnover
£126,000
Investor Details
Key Fund
Amount invested
£35,600
Product type
Blended – part grant, part loan

Kidsgrove Sports Centre Community Group

Image
Kidsbrook Sports Centre

Kidsgrove Sports Centre Community Group is a CIO set up to save and then re-open Kidsgrove Sports Centre. Following extensive refurbishment the sports centre re-opened in 2022 and is now operated by the charity. Through the charitable community ownership model, every penny spent in the centre gets reinvested. Back into the Centre and back into the community. No shareholders. No profit-making. Just local community facilities for all.

Duration
4.5 Years
Cost of capital
8%
Turnover
£842,000
Investor Details
Sporting Capital
Amount invested
£130,000
Product type
Unsecured loan (incl. overdrafts)

Paces

Image
Paces

Paces is a leading charity for children and adults with Cerebral Palsy and other neurological disorders. They used social investment to refurbish and fit out their new premises, making it fit for purpose. 

Duration
8 years
Cost of capital
6%
Turnover
£2.1m
Investor Details
Triodos Bank - Corporate Finance team
Amount invested
£1.5m
Product type
Charity bonds
Crowd-funded investment

Paces Sheffield

Image
A group of adults and children in a brightly lit classroom setting. The adults are assisting the children with various activities, some of whom are using adaptive equipment. Wooden climbing bars are mounted on the wall, and there are benches, tables, and colourful educational tools in the background.

Paces is a leading charity for children and adults with Cerebral Palsy and other neurological disorders. They used social investment to refurbish and fit out their new premises, making it fit for purpose. 

Duration
Bond - 8 years
Cost of capital
6%
Turnover
£2.1m
Amount invested
£1.5m bond
Product type
Charity bonds
Crowd-funded investment