Key Fund

Contact person: Jane Austin
Phone: 0845 140 1400

Key Fund

We provide finance – both loans and grant/loan packages – to help community and social enterprises to start-up, become sustainable, or grow.

We also provide support to help our investees have the best possible chance of success. Our investees have one crucial thing in common – the ambition to build and strengthen local communities and create a positive impact.

We invest in community and social enterprises who have traditionally been excluded; turned down by mainstream banks and building societies. Particularly those in disadvantaged areas.

Key Fund believes in the power of people to find solutions to the challenges facing their communities. Our mission is to remove barriers to finance.

Our Funds

Our Funds

Key Fund Standalone Loans

We can also provide loans of upto £300K to Community and Social Enterprises who are more established and looking to further develop and grow their organisation.

Case studies by investor

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A group of five women sitting together on a brown leather couch in a warmly lit room.
Rose Tinted Financial Services C.I.C

Rose Tinted Financial Services offers Personal Financial Support and Mental Wellbeing Services for people from all backgrounds and ages who are in debt, just live from paycheck to paycheck and are struggling to take control over their financial situation provoking a negative impact on their mental health.

Duration
18 months
Cost of capital
6.5%
Turnover
£40,000
Amount invested
£10,000 (£2900 grant+ £7100 loan)
Year of investment
2023
Investor
Key Fund
  • Product type
    Blended – part grant, part loan

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The image shows a man smiling in a workshop environment. He is wearing a blue jacket with the logo "HC Handcrafted" on the left side of his chest. The workshop is filled with various tools and equipment in the background. The environment appears to be focused on creating or repairing items.
Handcrafted Projects

Handcrafted Projects aims to empower those who have been disadvantaged or faced social exclusion due to crime, alcohol or substance abuse, poor mental or physical health, unemployment, or having experienced abuse or been in the care system. They work with individuals to help them make positive steps to turn their lives around, be part of a community and start to give back.

Duration
5 years
Cost of capital
6.5%
Turnover
£1,200.000
Amount invested
£150,000 (Loan £115,500 Grant £34,500)
Year of investment
2024
Investor
Key Fund
  • Product type
    Blended – part grant, part loan

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Hemlington Lake Recreation Centre
Hemlington Lake Recreation Centre

Tees Valley Community Asset Preservation Trust is a registered charity (CIO) which was established in 2015 in response to local government spending cuts. Its principle aim is to save community centres, sports facilities and village halls from closure by stepping in to offer free advice and support to organisations who feared losing their buildings due to funding cuts.

 

Duration
7 years
Cost of capital
6.5%
Turnover
£126,000
Amount invested
£35,600
Investor
Key Fund
  • Product type
    Blended – part grant, part loan