Cornerstone Place

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Cornerstone Placce

Cornerstone Place is a social enterprise which supports homelessness charities to add fit-for-purpose properties to their portfolios.  Our unique ‘Shared Upsides’ model transfers more than 50% of the value in our project to our charity partners.

Duration
15 Years
Cost of capital
4.3%
Turnover
£0 (pre-trading)
Investor Details
Key Fund
Amount invested
£240,000 loan + £51,640 grant
Product type
Blended – part grant, part loan

Freedom Foundation

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Freedom Foundation

Freedom Foundation is a Nottingham based social enterprise working to improve children’s physical and mental wellbeing through music, dance, and mentoring.

Duration
5 years
Cost of capital
6.5%
Turnover
£121,588
Investor Details
Key Fund
Amount invested
£79,970 (£23,100 loan, £56,870 grant)
Product type
Blended – part grant, part loan

Guarantee

is an agreement between an investor and the guarantor of an organisation wanting to take on social investment if the debt cannot be repaid by the investee, the guarantor will step in to cover the costs.

 

Ambition Community Energy

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Win Turbine courtesy of Ambition Lawrence Weston / The Landmark Practice

Ambition Community Energy (ACE), is a Bristol-based social enterprise generating clean, affordable energy, run by the people of Lawrence Weston. 

Duration
3-5 years (depending on tranche)
Cost of capital
5%
Turnover
Nil
Investor Details
BBRC
Amount invested
£750,000 (+ £150,000 from Power to Change)
Product type
Unsecured loan (incl. overdrafts)
Secured loan

Heart, Soul and Cold Hard Cash

Blog
This piece, contributed by Eloise Malone FRSA, Executive Creative Director from Effervescent, explores the role of lived experience and how to be ready for social investment when investment is a whole new world for you.

Gloucestershire Gateway Trust

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Group of people at Gloucestershire Gateway Trust

Gloucestershire Gateway Trust (GGT) is a social and environmental regeneration charity on the largest peripheral social housing estates around the edge of Gloucester by the M5. 

Duration
3 Years
Cost of capital
9% (Y1) 7% (Y2 + Y3)
Turnover
£884,455
Investor Details
Social Investment Business
Amount invested
£158,000 (loan) + 62,000 (grant)
Product type
Blended – part grant, part loan

Risk Appetite

is the level of risk an organisation is prepared to face in order to meet their objectives. It is a framework to ensure organisations are making informed decisions including the appetite to take on investment and associated risks.